Congratulations to my buyers on their new home at 156 Norman Drive in Colorado Springs, 80911! This military family is moving here on PCS orders from Fort Bragg, North Carolina, and after years of moving every few years, they're excited to finally put down roots. Their move shows how a cross-country PCS purchase can go smoothly with the right planning, so here are the main lessons.
Why do so many military families choose the 80911 ZIP code?
The 80911 ZIP code covers much of Security-Widefield, on the south side of Colorado Springs. Military families like it for a few practical reasons:
- Commute: It's a short drive to Fort Carson, and close to Peterson Space Force Base and Schriever Space Force Base.
- Value: Prices are usually more approachable than in many northern Colorado Springs neighborhoods, so BAH goes further.
- Established neighborhoods: Mature trees, real yards, and a settled community feel.
- Easy access: I-25 and Highway 85/87 make getting around town simple.
How do you buy a home in Colorado Springs when you're still stationed across the country?
Most PCS buyers can't fly out for weeks of house hunting. This is what works:
- Start with payment, not price. Decide what monthly payment feels comfortable using your BAH and household budget, then work backward to a price range.
- Get VA preapproval early. A strong preapproval from a lender who knows VA loans makes your offer competitive.
- Use video tours and live walkthroughs. A good agent tours homes for you and points out the things a listing photo won't show.
- Plan your timeline around your report date. Line up closing, movers, and temporary lodging so you aren't paying for housing twice.
- Make use of remote signing. Many documents can be signed electronically, which keeps a long-distance purchase on schedule.
What should VA buyers know before buying in Colorado Springs?
The VA loan is one of the strongest benefits available to service members. Key points:
- Eligible borrowers with full entitlement can often buy with no down payment.
- The VA appraisal includes Minimum Property Requirements, so condition matters as well as value.
- Veterans receiving VA disability compensation are typically exempt from the VA funding fee.
- Seller concessions can help cover closing costs or fund a rate buydown, which can lower your monthly payment.
Should military families buy or rent when they PCS?
It depends on how long you expect to stay and what you want long term. Buying builds equity, gives you control over your space, and can turn into a rental property if orders take you elsewhere later. Many families who buy at one duty station keep that home as an investment when they move on. Talk through your timeline, your likelihood of future orders, and your long-term goals before you decide.
What does "putting down roots" mean for a military family?
For families who have moved again and again, a home means more than a place to live. It means picking out paint colors without asking a landlord, planting a garden you'll actually see grow, and giving your kids a front door that stays the same for a while. That was the heart of this purchase.
Frequently Asked Questions
How far is 80911 from Fort Carson?
Most of Security-Widefield is a short drive from Fort Carson. Exact commute times depend on where in the area you live and which gate you use.
Can I buy a home in Colorado Springs before I arrive on station?
Yes. Many PCS buyers buy fully remotely using video tours, electronic signatures, and a lender and agent experienced with long-distance military moves.
Do I need a down payment for a VA loan?
Eligible borrowers with full VA entitlement can often buy with zero down. Your lender can confirm your entitlement and options.
Can a seller help with my closing costs on a VA loan?
Yes. VA loans allow seller concessions, which can be used for closing costs, prepaid items, or a rate buydown, within VA guidelines.
Is Security-Widefield a good area for military families?
Many military families choose it for its commute to the area bases, its value, and its established neighborhoods. The right fit depends on your priorities and budget.
Welcome to Colorado, and Go Army!
