Quick take: The newest FHFA data shows Colorado Springs posted a -1.78% change in home values in Q2 2025. That’s a meaningful shift and worth watching.
Last November, I shared my expectation that 2025 would likely finish around +0.2%, essentially flat after the highs of 2020–2022 and the cool-down in 2023–2024. I didn’t anticipate we’d slide into negative territory. Based on the current trajectory, I now believe we could end the year with negative growth between -0.6% and -0.7%. I hope I’m wrong, truly, but it’s important to plan with the best data we have today.
What this means for sellers
- Strategy matters more than ever. Pricing to today’s market, preparing the home thoroughly, and launching with strong marketing remains the best way to protect equity.
- Concessions can be tools. Thoughtful concessions (rate buydowns, closing cost credits) can widen the buyer pool and shorten time on market.
What this means for buyers
- Opportunity in softness. Slight price pressure may open doors on price, concessions, or rate buydowns.
- Think payment-first. Structure the offer around your target monthly payment, then use buydowns or credits to hit that number.
The long view
Even with this dip, Colorado Springs has averaged 5.6% annual appreciation since 1992. Real estate remains a long-term wealth builder, but it moves in cycles. Understanding where we are helps you choose the right move, whether that’s listing now, adjusting timing, or negotiating smartly as a buyer. If you’re relocating to Colorado Springs, data-driven guidance is essential so you enter at the right price with the right terms.
What I’ll share next
As soon as FHFA releases the Q3 2025 numbers, I’ll publish the updated chart with the new data. If you want me to send that update directly to you, send me a message and I’ll make sure you get it the moment it’s out.
If you’d like a personalized read on how these trends affect your home value or purchase plan, I’ll prepare a concise, data-backed analysis for your address and price point.
Connect with me:
- LinkedIn: https://www.linkedin.com/in/nicolestromrealtor/
- Instagram: https://www.instagram.com/nicole_strom_realtor/
- Facebook: https://www.facebook.com/Colorado.Springs.REALTOR.Military
- YouTube: https://www.youtube.com/channel/UCohPtBrINuizMZT_mTPx9rg
- Website: www.NicoleStromRealtor.com
- Phone: 719-922-0102
For more information, reach out and I’ll share a tailored plan for your goals.
